Need credit counseling, education on how to improve poor or maintain a good score...  Perhaps you just want to know a little about how credit works and take steps towards owning a new home.  Improve your credit and you'll get better percentages on long-term loans.  There are no gaurantees, because everyone may have different variables or unique aspecs concerning their individuall credit situation.  However, I can help you better understand the complexity of how credit works.  I'd love to make you credit-wise.